So, what did Bank­ing 101 really teach? Simple—IGNORANCE IS NO EXCUSE! Now we enter a new phase and expose the so-called “Amer­i­can Dream” of home own­er­ship and the con­tract, which many of you have signed; that con­trols the explo­sion of DEBT foisted upon all of the Americas.

Read this doc­u­ment, and under­stand that the indus­try is not set up to help you. If it were, banks wouldn’t charge you 23% on your credit card, and pay you 1.5% on your sav­ings. We hope you can see the disconnect.